HealthyWager Challenge Rules

These rules are incorporated into and incorporate the Services Agreement, to which all participants must agree in order to register and participate.

Sign up on the HealthyWage website

It takes only a few minutes to sign up to make a HealthyWager and win significant money for losing weight. 

Place your wager

Pick the number of pounds you want to lose; the amount of money you want to wager; and the number of months you want to lose weight.  The HealthyWager algorithm then offers you a prize amount.  You can run as many "experiments" as you want until you find the right bet for you.  When you're ready, place your bet.

Lose the weight

After you place your bet, the prize amount is locked in.  To win the prize, you must achieve (or beat) your goal by the end of the last day of your wager.  You can get your verified weigh-out any time during the Weigh-Out Window, which is the last two weeks of your challenge, ending on your challenge end date.  If you lose the weight earlier, you must maintain the weight loss (or lose additional weight) until your Weigh-Out Window begins.  You can lose more than your goal weight and still claim the prize.  However, if you do not lose all of the weight selected during your wager, you will not win any prize.

Get paid in cash if you win the wager

If you win the HealthyWager, we will award your prize in cash via check or Paypal. The amount paid will be the total amount indicated when you placed your wager. 

Your HealthyWager clock starts running when you get your starting verified weigh-in

Your HealthyWager challenge starts the day you get your weight verified, regardless of when you placed the wager, i.e. if you place your wager today, your challenge clock will not start to run until you get your starting verified weigh-in.  Starting on that date, you will have the number of months you selected during registration to lose the weight.

Get your weight verified again at the end of the challenge 

You must get your weight verified at the end of the challenge. Your ending verification can be done any time during the last two weeks of your challenge, including the last day of your challenge.  If you get your weight verified before the weigh-out window begins or after it ends, it will not count.

Increase your prize by referring friends and family

Currently, we increase your prize by $40 for each friend you refer, and we will increase the prize of each friend you refer by $40.  It's a win-win situation.

The $40 prize boosts are available only for referrals who sign up through your referral link, and only if you win your HealthyWager (you get the extra money even if the people you refer lose their bets).  You will not receive a referral bonus if the person you referred does not pay to participate or if he/she accepts a referral by a different participant before you referred him/her.  Note:  you will only get credit for people who sign up before you certify your victory during the last part of your challenge.  If you want to get credit for referring people to the HealthyWager after your victory, you can earn $60 per referral by signing up as a HealthyWage affiliate on ShareASale.

Try to tell us your weight each week

Reporting your weight on the website each week is required but not strictly enforced. This weekly weigh-in is unofficial and should not be verified (you just log your weight on your dashboard -- it takes about 3 seconds).  You will not be disqualified for forgetting to report your weight now and then, but if you consistently miss weighing in (for example, if you go the entire challenge without reporting your weight on the website) or if your failure to report your weight is cause for suspicion, then the referees may disqualify you.

No Bogus Weigh-ins

Accurate weekly weigh-ins are important for earning ribbons, but they also make the challenge competitive for everyone. We reserve the right to remove weigh-in ribbons if false weigh-ins are reported.

Talk to your doctor about any medical issues

Make sure you consult your doctor regarding any medical issues that may impact your readiness or ability to lose weight in the challenge.

The Yo-Yo Rule

This rule applies to you only if, prior to starting your HealthyWager, you won a prize of $500 or more in any single HealthyWage challenge. In that case, you must start your HealthyWager at or below the weight that you ended the last challenge in which you won a prize of $500 or more. If you start your HealthyWager at a higher weight, your starting weight will later be adjusted downward to the ending weight of the last challenge in which you won a prize of at least $500. We have this rule to avoid encouraging repeat weight loss and to allow more people to take advantage of the program.

Example: Nancy won $2,000 in the team challenge with an ending weight of 200 pounds. Then Nancy gained 20 pounds and started a HealthyWager with a starting weight of 220. Her starting weight for the HealthyWager will be adjusted downward to 200 pounds because she can't start a HealthyWager with a weight that is higher than her ending weight in any challenge in which she earned $500 or more. If her HealthyWager goal was to lose 30 pounds, she will need to weigh 170 in order to win (not 190).

No Body Builders, Trainers or Other Professional Athletes

No person who has earned more than $5,000 (or equivalent in prizes) in a single year (a) from any athletic event(s) and/or contest(s) and/or by offering athletic or weight loss training services of any kind (including via employment), for one or more of the last five years, may win the HealthyWager, including personal trainers, sports and athletic trainers, body builders, professional athletes and amateur athletes who meet the above-mentioned earnings threshold. In addition, no person, whether or not he/she has earned money from any of the above activities, may win a HealthyWager unless it is his/her intention to permanently lose weight.  Any person who intends to regain some or all of the weight lost in a HealthyWager is not eligible to win the HealthyWager.

Residency Rules

The HealthyWager is available to residents of the United States, United Kingdom, Canada, Latin America (including Mexico), Australia, and most of Europe and Asia. If you are participating through an employer, such as Halliburton, you are generally allowed to participate regardless of your location in the world. Unless you are participating through your employer, you may not participate if you are a resident of North Korea, Iran, Syria, Iraq, Saudi Arabia, Burma, Yemen, Afghanistan, Libya and Sudan.

Verified Weigh-in Instructions

These are the verified weigh-in rules; these do not apply to the unofficial weigh-ins that you self-report as often as you like.

You must get your weight verified twice for each challenge, once at the beginning (starting verified weigh-in) and once at the end (ending verified weigh-out). We will alert you by email and on your challenge dashboard when your weigh-in and weigh-out periods are opening and closing.  Getting your weight verified is easy, but you must follow the Instructions.

Additional Verification Rules

Make Sure Your Verification Is Accurate & Honest

Make your best effort to ensure that your verified weight has been measured and reported truthfully and accurately.

Additional Proof

As part of our verified weight audits, we occasionally request that some (very few) participants get a second, confirmational weigh-in by a HealthyWage-selected person or method, which we arrange at our expense. You must cooperate with HealthyWage winners department crew members if they request an additional verification or any other assistance in verifying the truth and accuracy of your weight loss.  Differences of more than a few pounds between a participant's verified weight as reported by the participant, on the one hand, and the same participant's verified weight as reported by a verifier selected by HealthyWage, on the other hand, may result in disqualification.

Be Responsible for Your Verification

Your verification may not be valid if: a) HealthyWage does not receive the verified measurements within 72 hours after they are taken, or b) if your verification does not take place within the specified verification period of your challenge.

General Rules

These rules apply to all our challenges.

You Can Participate in Multiple Challenges

Go for it! You can do all of our challenges at the same time!  A few specifics:

- You can sign up for as many Team and Jackpots Challenges at one time as you wish

- You can only sign up for one HealthyWager at a time (but you can sign up for other challenges at the same time as your HealthyWager)

Get Your Weight Verified Twice

Once at the start and once at the end of each of your challenges, you must have your weight verified. Verification can be done from the privacy of your home by making a video and uploading it to our website.

Don't Cheat or Commit Fraud

We use proprietary algorithms, weigh-in reviews and, if necessary, outside investigators and law enforcement to catch cheaters.  The legal consequences are not worth the benefit.  Rule-breakers don’t get refunds – don’t even ask.  The rule also applies to folks who are dishonest with the HealthyWage crew or a verifier or anyone else in connection with your challenge.

Don't Use Unhealthy Tricks to “Game” the Challenge

Doing unhealthy things in order to “game” the challenge is prohibited, including, but not limited to, deliberate weight gain (before, during, or after a HealthyWage challenge), starvation (defined as eating fewer calories each day than your doctor recommends), excessive exercise (defined as exercise that exceeds your doctor’s recommended amount of exercise, in terms of type, frequency and duration), water deprivation, unusual water consumption, self-induced vomiting, diuretics, laxatives, or any weight loss or weight gain plan that your doctor does or would advise against, or that, in HealthyWage’s sole and exclusive discretion, would be considered unhealthy or unfair by an ordinary person.

Don't Harass Other Players…or Anyone Else

Be nice, please!  Harassment of any kind, whether of your own teammates or other teams or non-participants is prohibited. You are encouraged to support your teammates, but you covenant and agree that unwelcome emotion, physical, or other abuse is absolutely forbidden. Harassment shall also include any words or actions that, in HealthyWage’s sole and exclusive discretion, would be likely to cause any of your teammates, or any other person, to feel pressured to do any of the unhealthy things defined above.

Don't Do Anything Illegal

Well, duh!

Don't Participate While Pregnant

If you become pregnant during your challenge, you are entitled to postpone the challenge until a future date.  If you enter a challenge while pregnant, you will be disqualified. Weight loss caused by giving birth to a baby (/-ies) does not count.  Sorry mom!

Your challenge is suspended the minute you think you might be pregnant (no one who is or may be pregnant may be an active challenge participant). Please let us know if you believe you might be pregnant. You must supply proof from your clinic/doctor within 30 days after you determine that you might be pregnant (but you do not need to continue the challenge during the 30 days ... you should follow your doctor's instructions).  The challenge must be resumed within 90 days after you are no longer pregnant unless a doctor says you need more time (and in that case the doctor must specify the amount of time needed and the reason).

We Have a Strict No Refunds Policy

We believe strongly that an important part of the service we provide is a negative reinforcement that helps you avoid procrastinating and quitting, which would be undermined if you could simply change your mind or find an excuse to quit. Moreover, our pricing is based on actuarial models that assume no refunds. There are no exceptions except in rare, evidence-documented medical situations – email us at if you think that applies (but please prepare yourself for the likelihood that there will be no exception granted).

Don't Have Surgery During Your Challenge(s)

You may not have bariatric surgery during your challenge or within one year prior to your challenge start date.  You may not have liposuction or any other surgery that causes your weight to decrease by more than 5 pounds, regardless of whether weight loss was the intended purpose of the surgery, during your challenge.  If you need to have surgery, we may grant you a dispensation to continue your challenge or we may suspend your challenge or we may reduce your goal weight or we may cancel your challenge (with or without refund, depending upon the circumstances).  Please contact us to get a referee's ruling --   

Gaming the Verified Weigh-ins Not Allowed

When the rule applies:

This rule applies only if you are registered for more than one challenge, and applies only when you are finishing a team challenge or HealthyWager and lost more than 2% per week since your last verification.

What it says:

You can't end a challenge with a weight that is less than 2% per week (on average, rounding up) less than your last HealthyWage verification.  If you do, your ending verified weight will be adjusted upward so that it is no lower than 2% per week lower than your last HealthyWage verification.


Bob starts a HealthyWager at 201 pounds on May 1.  On May 5, he finishes the team challenge he started earlier in the year, and his ending weight is 178 pounds.  That's a violation of the rule because Bob would be claiming to have lost way more than 2% of his weight in less than a week.  2% of 201 is 5 pounds (rounding up), so Bob's May 5 weight can't be any lower than 196 pounds. HealthyWage will adjust his team challenge ending weight up to 196.

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